COVID-19 affected many people's personal finances too. Government, banks and lenders offered a variety of support packages, such as the Furlough Scheme, mortgage payment holidays and a halt on evictions. Unfortunately, these have all but ended.

However, you may still be able to find help if you are struggling with your personal finances. For example, you may be able to negotiate payment holidays with mortgage, loan, credit card or vehicle finance providers.

Similarly, if you are having difficulties paying your Income Tax bill, you may be able to arrange a 'Time to Pay' agreement with HMRC. You can learn more about these agreements here.

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