THP Blog

Squeezing 5 or more people into your rented properties? Then you need to read this.
Posted by Ben Locker on October 5, 2018

From the 1st of October the house of multiple occupation (HMO) licensing regime has been significantly tightened across England around larger house shares.

Read more
house of multiple occupation
Selling your house? Throwing in the garden shed?
Posted by Jon Pryse-Jones on September 17, 2018

When you are selling your home, you are normally selling an additional range of fixtures and fittings that go along with it. Here we look at how doing this can provide an incentive to buyers to make or even increase their offer.

Read more
stamp duty
First-time buyer? It’s a bonanza! Or is it?
Posted by Jon Pryse-Jones on November 29, 2017

HMRC have laid out the detail of their budget plans to support first-time home buyers in their quest to buy their first home. There are fears that this strategy will simply drive up house prices as demand is stimulated and that these savings in stamp duty will therefore become moot. Should that be the case

Read more
Budget 2017 and Stamp Duty banner
Don’t let a scammer steal your house!
Posted by Jon Pryse-Jones on October 16, 2017

It never ceases to amaze me the lengths desperate people are prepared to go to in order to steal from others. Since September 2009, HM Land Registry has blocked 254 fraudulent property transfers from being registered.

Read more
fraudulent property transfer banner
Landlords. How will September 2017’s buy-to-let changes affect you?
Posted by Jon Pryse-Jones on September 11, 2017

George Osborne may now be having the time of his life in his dual role as editor of London’s Evening Standard and Theresa May’s nemesis, but his work as chancellor certainly lives on.

Read more
September 2017’s buy-to-let changes Banner
Need a bigger mortgage? The Bank of England has just helped you out
Posted by Ben Locker on March 10, 2017

Bank of England changes lending rules The technical details may be a bit mind numbing, but recent Bank of England changes to lending rules have just made it easier for you to get a mortgage of more than four times your annual income – the traditional amount banks are prepared to lend any individual. Let’s

Read more
bank of england
Another Hurdle Introduced for Landlords
Posted by THP on January 16, 2017

In the last two years, landlords have been hit with higher stamp duty on purchases of new property and by the impending withdrawal of higher rate tax relief on their mortgage payments. As if that wasn’t enough, the new BTL mortgage rules came into force on 1 January add further insult to injury. With effect

Read more
BTL mortgage rules
Have you protected yourself against property fraud?
Posted by Jon Pryse-Jones on December 21, 2016

Unless it is particularly audacious, property crime rarely makes the headlines. But that’s not to say it doesn’t happen. Earlier this year, the Land Registry revealed that its property fraud line received over 3,000 calls and emails during its first three years of operation. Since 2009 it has prevented fraud on properties totalling some £92

Read more
fraud alert
Married Couple? Save Tax on your Buy To Lets without Incorporating..
Posted by Jon Pryse-Jones on December 16, 2016

Tax Efficient Solutions For Married Couples From April 2017 the government is phasing out mortgage interest rate relief on Buy To Let property at higher rates of tax. This means that the majority of private Landlords in the UK will receive ever increasing tax bills over the next four years, making the Buy To Let

Read more
married tax saving solutions
How not to pay the new Stamp Duty Land Tax on additional properties
Posted by Nigel Reynolds on October 10, 2016

Love and marriage – or how not to pay the new Stamp Duty Land Tax on additional properties “Tax is but the guinea’s stamp,” you might misquote Robert Burns when trying to work out the recent changes to Stamp Duty Land Tax (SDLT), “And this man’s confused for a’ that”. Until April this year, SDLT

Read more
Re-let your property
Join The Conversation
ICAEW
Member of the Legal Services Guild
Sign up for our Newsletter